Terms: First time Advertisers and/or Agencies may be required to pre-pay one month in advance until credit has been established. Credit applications must be submitted to establish credit. Billing is done upon completion of the printing. Payment for advertising is due upon receipt of invoice. Accounts over 30 days past due are subject to a finance charge of 1.5% of the outstanding balance per month. Advertisers and/or Agencies with accounts carrying balances older than 90 days past due will not be allowed to advertise until their account is current. In the event Advertiser and/or Agency default on payment of bills, Advertiser and/or Agency shall be totally liable for all fees and sums of collection, including but not limited to reasonable attorneys fees and court costs incurred by Publisher in the collection of said bills. In addition to bearing the above-referenced costs and fees, any Advertiser and/or Agency which fails to comply with the terms of payment specified herein forfeits any discount to which it would otherwise be entitled and agrees to bear the complete, undiscounted price of the advertising ordered.

Contract Terms: Should an Advertiser and/or Agency fail to fulfill his contract, Publisher will bill Advertiser and/or Agency for the balance owed for the contract. Cover positions are non-cancellable. If an error in advertising occurs and is the responsibility of the Publisher, Publisher shall provide one of the following (according to the type of error that occurred) to “make-good” on the ad: 1) placement of a “corrected” ad in next available issue; 2) alteration of invoice by reducing production charges. Publisher is not liable for consequential, special or indirect damages. Once the ad is approved through signature by Advertiser and/or Agency, Publisher assumes no responsibility for any errors or omissions. Advertiser and/or Agency shall provide written notification of any errors within 7 days of receipt of publication/tear sheet or forfeit any adjustment to invoice charges. Publisher can discontinue the publication in which the advertising is to appear, change the format or content thereof, change its staff or name, and/or change the manner or frequency of distribution thereof in any manner Publisher desires.
All advertising materials Advertiser and/or Agency provides must comply with Publisher’s production and mechanical requirements. If they do not, and Publisher provides additional services for camera shots, design, etc., Advertiser and/or Agency will be liable for those service charges.
The Advertiser and/or Agency acknowledges that he/she has provided Publisher with the correct information for obtaining ad material. Three attempts will be made to collect the material either by phone, fax or e-mail. If Publisher receives no response after these attempts the Advertiser and/or Agency gives permission to Publisher to either repeat a past ad or donate the ad space to a charity of Publisher’s choice. After the artwork has been received by Publisher, three attempts will be made to get approval for the artwork. After these three attempts, with no response, Publisher shall run the ad as received.

Mechanical Requirements for Ads on Disk: Publisher requires files created in the following Apple Macintosh applications: QuarkXpress 6.5, Adobe Illustrator, Photoshop and/or InDesign, supplied on a Macintosh-formatted CD or electronically via e-mail. For large files Publisher offers access to a .ftp site. Apple Macintosh fonts must be used exclusively. PC documents and fonts are not compatible. All electronic files and images should be in CMYK mode, 300 dpi and saved as .tiff, .eps, .jpg or .pdf files. Convert all text in Adobe Illustrator files to outlines.
Artwork sent on disk must be camera-ready and compatible with Publisher’s mechanical requirements. Publisher is not responsible for errors or omissions on ads provided on disk. If additional work is required to ensure proper output, production charges may be billed to Advertiser and/or Agency at a rate of $65.

Ad Production Charges: See advertising insertion order.

Inserts: Advertisers and/or Agencies who wish to place inserts into the magazine will be quoted a rate based on size, placement and months of insertion.

Printing: Web press, perfect bound, process color. Final trim size 8.375”w x 10.875”h.

Agency Commissions: Publisher allows a 15% commission to recognized agencies providing complete camera-ready artwork and a matchprint proof. Publisher will not be held liable for errors or omissions in camera-ready artwork. Advertiser and/or Agency assumes liability and agrees to pay the charges for advertising published at their direction. All accounts that remain unpaid after 90 days from the date of invoice will forfeit the agency commission.

Usage Fee: All At Home Tennessee Magazine, LLC publications contain copyrighted material. Therefore, all Advertisers and/or Agencies who wish to use ads created by Publisher for use in other publications must request permission from the Publisher and pay a usage fee of 15 % of the advertising rate.

Important General Information: All copy is subject to Publisher’s approval and acceptance. Any copy that resembles editorial material, in the opinion of the Publisher, shall have the word ‘advertisement’ published at its discretion.
All advertisements are published for the benefit of the applicable Advertiser and/or Agency and each of them is jointly and severally liable for all charges.
Advertiser and/or Agency authorizes Publisher to honor oral and electronically transmitted instructions (fax or e-mail) originating from the Advertiser and/or Agency, Advertiser and/or Agency’s employee or agent as valid authorizations for the Publisher to act. Written authorization can be on the Publisher’s standard form or any other suitable form. Publisher can honor instructions from any person the Publisher reasonably believes to be the Advertiser and/or Agency’s employee or authorized agent. Advertisers and/or Agencies who do not want the Publisher to recognize a person’s continued authority to bind the Advertiser and/or Agency must give the Publisher written notice of cancellation of authority, or the Advertiser and/or Agency will continue to be liable for charges incurred based on that person’s instructions.
All advertisements are accepted and published by Publisher upon the representation that the Advertiser and/or Agency is authorized to publish the entire contents and subject matter thereof. In consideration of Publisher’s acceptance of such advertisements for publication, Advertiser and/or Agency will indemnify and save Publisher harmless from and against any loss or expense arising out of publication of such advertisements, including, without limitation, reasonable attorney’s fees resulting from claims or suits based upon the contents or subject matter of such advertisements, including without limitations, claims or suits for libel, violation of privacy, plagiarism and copyright infringements.
No conditions, oral or printed, in the contract, order, copy instructions or elsewhere, that conflict with the Publisher’s policies as set forth in this rate card will be binding on the Publisher. Advertiser and/or Agency do hereby submit to the jurisdiction and venue as a defense to any action brought by Publisher.

Publisher is not responsible for advertising materials left unclaimed after 30 days.

Rejection Right: The Publisher may reject any advertising exclusive of an act of collusion, and an advertisement can be rejected at any time.

Publisher’s Liability: Publisher shall not be liable for any failure to print, publish or circulate all or any portion of any issue in which an advertisement accepted by Publisher is contained due to circumstances beyond Publisher’s control such as formal work stoppages, labor disputes, accidents, fire, damage from floods, tornadoes, hurricanes or other natural disasters or acts of God, or if Publisher for any reason fails to publish an advertisement.

Advertiser’s Liability: The Advertiser and its Agency are jointly and severally liable for payment. Orders from third parties disavowing liability for payment are not acceptable.

Indemnification of Publisher: In consideration of publication of an advertisement, the Advertiser and/or Agency jointly and severally do indemnify and hold harmless the Publisher, its officers and employees against expenses (including legal fees) and losses resulting from the publication of the contents of an advertisement, including without limitation, negligence, claims or suits of liable, violation of right of privacy, copy infringement or plagiarism.

Collection Costs: Legal fees, court costs and other attendant costs that are incurred by the Publisher in the process of collection for payment of advertisements and advertising space will be paid by the Advertiser and/or Agency involved, who are jointly and severally liable for payment, as is/are the person(s) executing the contract on behalf of the Advertiser and/or Agency. Interest at the highest rate allowable under the law of the State of Tennessee may be charged on all amounts past due from the date of breach of terms until the balance included interest is paid in full.